One platform for the complete range of employee retirement benefits — Provident Fund with the RPFC, exempted PF Trusts, Gratuity Trusts, Superannuation Trusts and NPS — from monthly contributions and investments to claim settlements, trustee governance, tax filings and audit-ready books.
Managing employee retirement benefit funds can be an endless exercise at many organizations. DKM provides a full range of high-quality retiral benefit schemes and consultancy, so PF, superannuation and gratuity are managed through a single platform.
A retirement plan for the private and public sectors, intended to help employees save a certain portion of their salary in the event of retirement, disability or unemployment. The primary objective of the scheme is to provide social security and to inculcate amongst the workers a spirit of savings while they are employed and to make provision for their benefit after they retire from service.
Administered with the RPFC, or as an exempted PF TrustA lump sum payment made to the employees based on the duration of their total service. The gratuity benefit is payable on termination of employment by taking the last drawn salary as the basis for the calculation. In case of unfortunate demise of the employee, his/her family members are given the sum amount. It is a form of gratitude provided to employees in monetary terms for the services rendered to the organization and an important form of social security benefit.
Gratuity Fund Trust administrationA type of retirement plan set up by a company for the benefit of its employees. These plans use funds deposited either by the company or by the employee with the funds growing in value until the employee retires. The plan is also known as the pension plan. Provision of pension may be an attraction for employees to continue in the organization and give their best, as a regular income even after retirement has become a necessity.
Superannuation Trust administration with LIC / private insurersSeamless NPS onboarding, contribution management, and compliance with full regulatory coordination — enrolment through the concerned POP, accurate deductions in payroll, monthly contribution submission, and support for members at retirement age.
NPS management with the POPSelect a scheme to see exactly what DKM delivers, month after month and at year end.
Trust members get secure, always-on access on the DKM portal and mobile app — so HR is not the helpdesk for balance queries, and transfer-ins are tracked in the open.
Recognised as one of the country's earliest Provident Fund management companies, serving organisations since 1989, including Fortune 500 companies and global MNCs.
Trustee meetings held and minuted, investible surplus statements, investment registers, balance sheets and income tax returns prepared for trustees' signature.
Transfer-ins pursued in person at the Mumbai, Bangalore, NCR and Chennai PF offices, and by reminders elsewhere, with fortnightly updates to employees.
Daily voucher entry, bank and contribution reconciliations, interest-pending sheets and cash-flow / fund-flow statements, with assistance during audit.
Members see balances, transfer status, nominations and withdrawal eligibility online, with queries handled through web and email.
Retiral administration integrates with DKM's payroll, labour law compliance and actuarial valuation services when needed.
Retiral funds are among the most sensitive assets a company administers. DKM's controls are independently attested and tested every year.
We successfully transitioned OFSS (Oracle) retirals management and stabilized operations within a short span of time. During this period, multiple emails were received highlighting employee satisfaction. This note is to personally thank DKM Online for the excellent work delivered. Special appreciation also goes to DKM's Mumbai team for their proactive approach and for maintaining a strong working relationship with the RPFC in Mumbai. On behalf of Oracle, thank you once again. We look forward to achieving even higher levels of customer satisfaction for our employees at OFSS.
Allen MatthewVice President HR | Oracle CorporationUnder the RPFC route, contributions are deposited with the EPFO and DKM manages the e-Sewa / UAN compliances, contributions, claims and inspections on your behalf. An exempted PF Trust holds and invests the fund itself; DKM then additionally administers investments, member balances, settlements, books of accounts, trustee meetings, TDS and income tax filings for the Trust.
Yes. We migrate the member data, balances and records, stabilise the monthly cycle, and take over liaison with the insurer or authorities. Where the trust deed needs changes, deed-of-variation formation and Income Tax approval are available at an additional one-time cost.
Claims are settled end to end with tax deduction, bank advice prepared and routed to the company for signatures, records updated and a digitally signed Form 16 issued. Transfer-ins are verified, applied to the concerned authority or insurer, followed up in person at the Mumbai, Bangalore, NCR and Chennai PF offices, and updated fortnightly to the employee.
Monthly MIS — cash flow, fund flow, investment register, contribution and bank reconciliations and the interest-pending sheet — along with trustee meeting minutes, the annual balance sheet, income tax return and timely updates on changes in the applicable Act.
Through the self-service module on www.dkmonline.com and the DKM mobile app: their fund statement, transfer status, nomination details, withdrawal eligibility, and a query module — with login credentials provided to existing employees and new joiners.
Tell us which schemes you run and your member count. We'll come back with a scoped proposal and a transition plan.
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